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Insurify estimates annual U.S. car costs at $5,851 before loan payments

Separately, Navy Federal Credit Union estimates ownership costs have risen 50% since 2020; its chief economist says repair costs increased 70% over five years.

The short version

  • Insurify estimates U.S. drivers spend $5,851 annually before loan payments: $2,237 for full-coverage insurance, $2,126 for gasoline and $1,488 for maintenance or repairs.[CNBC]
  • Monthly loan payments averaged $765 for new cars and $542 for used cars in the second quarter, according to Experian.[CNBC]
  • Navy Federal Credit Union estimates ownership costs rose 50% since 2020. Its chief economist, Heather Long, says repair costs climbed 70% over five years.[CBS News]

Key facts

  • Insurify estimates annual car ownership spending at $5,851, excluding auto loan payments.[CNBC]
  • Insurify's annual breakdown includes $2,237 for full-coverage insurance, $2,126 for gasoline and $1,488 for maintenance or repairs.[CNBC]
  • Experian reports average second-quarter monthly loan payments of $765 for new cars and $542 for used cars.[CNBC]
  • Navy Federal Credit Union estimates car ownership costs have increased 50% since 2020.[CBS News]
  • Heather Long, Navy Federal Credit Union's chief economist, says repair costs have increased 70% over five years.[CBS News]

Sources

Outlet counts describe coverage, not independent confirmation. Reports may share a wire service or original source.