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Federal and state regulators target deceptive car dealership pricing

Despite the formal withdrawal of the FTC's CARS Rule, regulators continue to crack down on bait-and-switch advertising and hidden dealer fees.

The short version

  • The Federal Trade Commission (FTC) has sent 97 warning letters in 2026 to car dealerships over deceptive pricing practices, asserting that advertised prices must include all mandatory dealer fees.
  • The regulatory actions follow the formal withdrawal of the FTC's 'CARS Rule' in 2026, which was vacated by the Fifth Circuit in 2025.
  • Legal experts advise consumers to obtain an itemized "out-the-door" price in writing before signing and to report deceptive practices to state attorneys general and the FTC.

Key facts

  • The FTC's CARS Rule, designed to ban bait-and-switch pricing and hidden dealer fees, was vacated by the Fifth Circuit in 2025 and formally withdrawn in 2026.[Jalopnik]
  • Deceptive vehicle advertising remains illegal under Section 5 of the FTC Act and state consumer protection laws.[Jalopnik]
  • The FTC has issued 97 warning letters to various dealerships in 2026 regarding deceptive pricing practices.[Jalopnik]
  • Recent enforcement actions include a 2024 joint charge by the FTC and Maryland's attorney general against Lindsay Auto Group, and an August 2026 settlement with a Nissan dealer in Connecticut.[Jalopnik]

Sources